Meta-owned instant-messaging app WhatsApp now allows users to check their bank account balance using the WhatsApp Payments services, which was launched in November 2020 in India and was rolled out for more users in 2021. The WhatsApp payments service allows users to conduct financial transactions like sending money and checking bank account balance.
For those who don’t know, you can find the payment service option by clicking on the 3 dots in top right corner of the app and selecting the Paymets option.
Then if you want to conduct UPI transaction then you need to enable bank-to-bank money transactions. The NPCI (Nationwide Payments Corporation of India) developed UPI (Unified Payment Interface), a national payment system that is supported by most of India’s major banks. In compliance with NPCI-issued UPI guidelines, WhatsApp does not store or remember the UPI PIN of a user for the payments service.
WhatsApp payments provides two type of ways to check the bank account details — one is through settings and the other is when sending money. However, note that your WhatsApp phone number need to be linked to your bank account. The bank account number should be added to the payment method to check the account balance through WhatsApp.
Here’s how users can check the account balance through WhatsApp.
How to check account balance on WhatsApp Payments.
Ope WhatsApp app.
Go to Payments option on your mobile app.
Select your preferred method of payment.
Tap on the View Account Balance option.
Select the particular bank account if you have multiple bank accounts linked to your WhatsApp account.
Verifying by entering UPI PIN.
Check account balance displayed on mobile.
How to check bank account balance while sending money on WhatsApp Payments
Users can view their account balance while sending money to another account in this way.
Go to the Payments notification on your WhatsApp mobile app.
Tap your preferred payment method.
Tap on ‘View account balance’ option.
Select the relevant bank account from your list of linked bank accounts.
Enter your UPI PIN to verify.
Check account balance displayed on mobile.
Note that the users need to make sure they are using the most recent version of WhatsApp to use payments.
